In short
To pay for Midjourney with a virtual card, buy a USA Visa or Mastercard at ZenVCC from a balance funded with crypto, then enter it at Midjourney's checkout. Midjourney's docs say it uses Stripe, accepts major cards and some wallets in some regions, does not support PayPal or wire transfers, and charges only in US dollars (checked October 2026). A US dollar card avoids a currency conversion on each charge.
Used for
- Basic plan
- Standard plan
- Pro plan
- Mega plan
Each platform decides which cards it accepts, so no card provider can guarantee acceptance.
What you get
US dollar cards
Midjourney charges only in USD, and the USA cards below are USD cards
Stripe checkout
Midjourney takes the payment methods its Stripe checkout shows
Paid with crypto
Top up your balance with Bitcoin, USDT (TRC-20 or Solana), TRX or SOL
One card per subscription
Keep Midjourney on its own card
How Midjourney bills your card
Midjourney charges your plan to the card on file each month or year, through its payment processor Stripe. Its docs say it accepts only the payment methods shown at checkout.
Payment currency
Midjourney charges only in US dollars. A card in another currency is converted on every charge; the USA cards below are US dollar cards, so a Midjourney charge needs no conversion.
Wallets and regions
Midjourney's plans page lists Google Pay, Apple Pay and Cash App Pay as available in some regions. PayPal and wire transfers are not supported (checked October 2026).
Adding the card
Choose your plan on midjourney.com and enter the card number, expiry date and CVV from My cards at checkout, with the billing details shown there. To change the card later, use the Manage Subscription page in your Midjourney account.
If the payment fails
If the checkout refuses the card, check that the billing details match those in My cards and that you are paying in US dollars, then try again. Still failing? Contact support at support@zenvcc.com with the card's reference number from My cards. Each merchant decides which cards it accepts, so no card provider can guarantee acceptance.
Key facts
- Merchant
- Midjourney
- What Midjourney accepts
- Major cards through Stripe; some wallets in some regions; no PayPal or wire (Midjourney docs, October 2026)
- Billing currency
- US dollars only
- Funding
- Bitcoin, USDT (TRC-20, Solana), TRX, SOL
- Card details
- Number, expiry, CVV and billing details in My cards
- Monthly fee
- None