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Argentina Virtual Card (VCC): Buy an Argentine Card with Crypto

Everything about an Argentina virtual card at ZenVCC: what it is, the Argentine peso (ARS), the two Argentine cards and their totals, who can buy, how to buy step by step, and where the cards work.

By ZenVCC team · · 8 min read

In short

An Argentina virtual card is a card issued in Argentina, in Argentine pesos (ARS), that exists only online, for services that bill in pesos or expect a card from Argentina. ZenVCC lists two: the Argentine Peso Card, a Mastercard, for $110 in total, and the Argentine Peso Maestro Debit for $210, both bought from a balance funded with crypto. Fewer online services accept Maestro than Mastercard, so check acceptance first, and remember that each service decides which cards it takes.

An Argentina virtual card is a card issued in Argentina, in Argentine pesos, that exists only online: a card number, expiry date and CVV you use where a card from Argentina fits. ZenVCC lists two Argentine cards, a Mastercard and a Maestro debit card, and you buy both from a balance funded with crypto.

This is the full guide to both cards. It explains what an Argentine virtual card is, why the peso matters, what each card costs in total, who can buy one, how to buy it step by step, where it works, and the one caveat to check before you choose the Maestro card.

What an Argentina virtual card is

A virtual card has no plastic. Its number, expiry date and security code, the CVV, are all you need to pay online, and you enter them in a payment form exactly like a physical card. When you search for an Argentina VCC or an Argentina virtual credit card, this is what you find: VCC stands for virtual credit card, although most virtual cards spend money paid in advance rather than a credit line.

That is the case at ZenVCC. ZenVCC is not a bank and does not give credit. You don't apply for a card and you don't get a credit line. You add funds to your ZenVCC balance with crypto and buy a card once from that balance. If you are looking for an Argentina prepaid card in the sense of a card you pay for in advance, this is how both Argentine cards work.

Some people search for a virtual Argentina credit card. The cards described here are virtual cards issued in Argentina and bought from your balance, not credit cards with a borrowing limit.

Because each card is separate, you can give every service its own card. Each charge is then easy to trace, and if a card number leaks, only that card is affected.

The Argentine peso (ARS) and why a local card helps

The Argentine peso is Argentina's currency, and ARS is its code. Both Argentine cards at ZenVCC hold Argentine pesos (ARS).

A local card helps in two situations. Some services bill in a local currency. A card in that currency avoids a currency conversion on every payment.

Card prices on ZenVCC are shown in US dollars and are paid from your balance, which is credited in US dollars once your crypto deposit has been checked. The card itself holds pesos, so a service that bills in ARS charges it in its own currency.

Local cards are for legitimate payments only. They are not a way around a service's country rules, and each service decides which cards it accepts.

Argentina is one of many countries in the catalog. ZenVCC also lists local currency cards from countries such as Turkey, Brazil, Mexico and India, each labelled with its country and network. They all come from the same balance, so you can hold cards from as many countries as you need.

The two Argentine cards and their totals

ZenVCC lists two Argentine cards. Each total below is the card's price plus the $10 issue fee, charged once when you buy.

The Argentine Peso Card is a Mastercard labelled Argentina. Its total is $110. Visa and Mastercard are the most widely accepted networks, so this is the card to start with for most services.

The Argentine Peso Maestro Debit is a Maestro debit card labelled Argentina. Its total is $210. Maestro suits services in its home markets, and fewer online services accept it, so read the next section before you choose it.

Both card pages show the card's network and country label, and the BIN where it is known. The BIN is the first digits of a card number. When a card page shows one, you can look it up before you buy to see how the card's range is classed.

Stock changes, so check the card page for the current availability before you plan a payment around it.

Maestro: check acceptance before you buy

This caveat applies to the Argentine Peso Maestro Debit only. Visa and Mastercard are the most widely accepted networks, while networks such as Maestro suit services in their home markets. A service that takes Mastercard does not necessarily take Maestro.

Before you buy the Maestro card, look at the payment page of the service you want to pay. If it lists the networks it accepts and Maestro is not among them, choose the Argentine Peso Card instead. If you are not sure, the Mastercard is the safer of the two.

This check matters because of how the balance and cards work. Money on a card can't be moved back to your balance, cards can't be topped up from the dashboard, and the balance can't be withdrawn from the dashboard. Check first, then buy.

Who can buy an Argentine virtual card

You need a ZenVCC account and a balance funded with crypto. You do not need an Argentine bank account, because ZenVCC sells its cards online from your balance.

Local banks and fintechs usually require local ID, a local phone number or residency before they issue a card. ZenVCC works differently: you create an account, add funds with crypto and buy a card from the balance.

Identity verification may be asked for before you buy. If your dashboard asks for it, you upload photos of the front and back of a national ID card or driving licence, or the photo page of a passport, and a selfie holding it. The ZenVCC team reviews each submission, and the dashboard shows its status. If a submission isn't approved, the dashboard shows the reason so you can upload new photos. Your photos are stored privately and are only seen by the verification team.

You are responsible for following your local rules on crypto, and for using the card only for legitimate payments.

How to buy an Argentine card, step by step

Step 1: Create a ZenVCC account. If the dashboard asks you to verify your identity, finish that first.

Step 2: Start a deposit. Choose Bitcoin, USDT on TRC-20 or Solana, TRX or SOL, and enter how much you want to add. Add enough to cover the card's total: $110 for the Argentine Peso Card or $210 for the Argentine Peso Maestro Debit.

Step 3: Copy the address from the deposit page, not from an earlier deposit or your wallet's history. Send the exact amount shown, to that address, on the network shown, in one payment. The last digits of the amount belong to your deposit and tie your payment to it, and the deposit page shows how long its price holds. The sender pays the network fee on top of the deposit, so make sure the full amount arrives. Coins sent on the wrong network can't be credited or recovered. Then paste the payment's transaction hash on the deposit page.

Step 4: Wait for the check. Every deposit is checked on its blockchain before your balance is credited, either automatically or after a review by the ZenVCC team, and you get a notification when it is done.

Step 5: Open the Argentine card you chose. Check its network, its label and its total, then buy it from your balance. The total, issue fee included, is shown before you pay.

Step 6: The card shows as processing until it is ready. Then its number, expiry date, CVV and billing details appear in My cards. If the order can't be filled, it is cancelled and the whole amount, issue fee included, goes back to your balance.

Where an Argentine card works

An Argentine card works where a service accepts the card's network and a card issued in Argentina. That usually means services that bill in Argentine pesos, or that expect a card issued in the same country as your account. Each service decides which cards it accepts, so no card provider can guarantee that a payment will go through.

To use the card, open the service's payment settings and add a card. Enter the number, expiry date and CVV from My cards, and type the cardholder name and billing address exactly as they appear there. Some services run a small verification charge first, which is usually refunded.

If a payment is declined, check the common causes. The billing details may not match the ones in My cards. The charge may be more than the card can cover. The card may have expired. The service may not accept the card's network, which is the first thing to check for the Maestro card. My cards shows card details, not one-time codes, so if a payment asks for a code you cannot complete, use a different card.

Give each service its own Argentine card where you can. Spending stays separate and easy to match, and a declined charge or a leaked number on one card never affects the others.

If everything looks right and the payment still fails, contact support@zenvcc.com with the card's reference number from My cards.

Fees, validity and limits

Each Argentine card costs its price plus the $10 issue fee, charged once when you buy. Every card transaction costs $0.10. There is no monthly fee and no account fee, and every total is shown before you pay.

Cards are valid for 3 years from the day they are ready, so check the expiry date in My cards before you save the card with a service.

Your balance pays for cards. It can't be withdrawn from the dashboard, money on a card can't be moved back to the balance, and cards can't be topped up from the dashboard. Add what you plan to spend, and choose the card that fits the service before you buy.

Next step

Buy an Argentine card. Start with the Argentine Peso Card, the Mastercard, for most services, or choose the Argentine Peso Maestro Debit once you have checked that the service accepts Maestro. Add funds to your balance with crypto, open the card's page and buy it from your balance. The Argentina country page lists both cards side by side.

Questions

  • The Argentine Peso Card costs $110 in total and the Argentine Peso Maestro Debit costs $210, each including the $10 issue fee. Each card transaction costs $0.10, and there is no monthly fee.

  • It is a Mastercard. The other Argentine card at ZenVCC is a Maestro debit card.

  • No. You buy the card from a ZenVCC balance funded with crypto. Identity verification may be asked for before you buy, and each service sets its own rules on which cards it accepts.

  • Yes. Add USDT on TRC-20 or Solana to your balance, or Bitcoin, TRX or SOL, then buy the card from the balance.

  • No. Fewer online services accept Maestro than Mastercard or Visa. Check the service's accepted networks first, and choose the Argentine Peso Card if Maestro isn't listed.

  • The card shows as processing until it is ready, then its details appear in My cards. If it can't be prepared, the order is cancelled and the whole amount, issue fee included, goes back to your balance.

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Buy a virtual card with crypto

Top up your balance with Bitcoin, USDT, TRX or SOL and buy the card that fits. Every total is shown before you pay.